228 loan - An Overview

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A financial institution need to make available to the general public for inspection, on request and without charge, the knowledge essential During this part as follows:

The Nationwide Local community Advancement Funding Benchmark steps the dollar volume of Local community advancement loans and Group development investments that advantage or provide all or part of the nationwide place for all massive depository institutions compared to the deposits situated in the nationwide space for all large depository establishments, calculated pursuant to paragraph II.k of appendix B to this element.

답변. 네이버 모바일 버전은 스마트폰 또는 태블릿에서 웹 브라우저를 통해 접속할 수 있습니다.

The Board evaluates a military services bank pursuant to your relevant functionality checks explained in paragraph (a) of the part.

(ii) Why an evaluation on the financial institution pursuant to any aspect of a plan in paragraph (d)(one) of this section would more meaningfully replicate a financial institution's history of assisting to fulfill the credit history desires of its Local community than if it ended up evaluated beneath the efficiency tests that may use while in the absence of an authorised system; and

(B) The usefulness with the bank's systems for providing retail banking services and the availability and responsiveness with the lender's retail banking items, pursuant to § 228.23, as relevant;

These disclosure statements show the range and greenback volume of all small organization loans and small farm loans originated or obtained for each census tract plus the number and dollar volume of all Local community enhancement loans and community improvement investments for each county by reporting financial institutions, besides that the Board might modify the shape of the disclosure if necessary, because of special circumstances, to guard the privacy of a borrower or maybe the aggressive placement of a bank.

) The superb harmony of a Local community development loan originated, procured, refinanced, or renewed in earlier yrs or Local community advancement financial read more commitment designed or renewed in earlier many years, as of December 31 for each year the loan or expense stays over the bank's equilibrium sheet; or

(5) Whether or not the Retail Lending Take a look at proposed summary isn't going to accurately mirror the bank's effectiveness in the Retail Lending Test Space where a number of in the lender's significant products lines is made up of much less than 30 loans;

모바일 웹 브라우저(크롬, 사파리 등)에서 ""을 주소창에 입력하면 네이버 모바일 웹 페이지로 이동합니다.

(x) An indicator for whether or not the loan was to a business or farm for which gross annual revenues are certainly not known with the financial institution.

(iii) A financial institution that features supplemental functionality analysis parts with accompanying once-a-year measurable goals in its strategy have to specify the geographic parts where These elements and targets use.

The Board evaluates a constrained reason lender's Group development financing overall performance while in the nationwide spot, pursuant to § 228.19, and assigns a conclusion to the institution based on the Board's thought of the next two elements:

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